|
...is a tiered savings program that allows you to earn more when you save more.
Tier Levels |
Interest Rate |
Annual Percentage Yield |
0.00 - $5000.00 |
.60% |
.60% |
$5000.01 - $10,000.00 |
.70% |
.70% |
$10,000.01 - 25,000.00 |
.80% |
.80% |
Over $25,000.00 |
.90% |
.90% |
...is a savings program that allows you to earn more than Freedom Savers.
Opening Deposit |
Interest Rate |
Annual Percentage Yield |
$100 |
.70% |
.70% |
...it's a smart move to open a Smart Money account, Smart Money offers you the benefits of an investment account with the access of a checking account. Plus, it's a smart way to save money while earning a very competitive interest rate. It's a great way to make the most of your investment!
Smart Checking*
Smart Savings*
Account |
Minimum Opening & Minimum Deposit to Earn APY |
Interest Rate |
Annual Percentage Yield |
Smart Checking |
$2,500 |
1.59% |
1.60% |
Smart Savings |
$5,000 |
1.89% |
1.90% |
These are variable rate accounts and are subject to change quarterly. Fees may reduce earnings. If balance falls below required minimum opening balance, a monthly fee of $15.00 will be assessed to the account. There will be a $25.00 charge and loss of accrued interest for closing the account within 90 days of opening. Must open both accounts to earn stated annual percentage yield.
...are designed for people who want to invest their money for a specified period of time. A variety of terms and competitive interest rates make our CD's a popular investment option.
Term |
Minimum Opening & Minimum Deposit to Earn APY |
Interest Rate |
Annual Percentage Yield |
91 Days |
$500 |
.90% |
.90% |
182 Days |
$500 |
1.00% |
1.00% |
12 Month |
$500 |
1.14% |
1.15% |
18 Month |
$500 |
1.39% |
1.40% |
24 Month |
$500 |
1.59% |
1.60% |
30 Month |
$500 |
1.89% |
1.90% |
36 Month |
$500 |
2.03% |
2.05% |
48 Month |
$500 |
2.38% |
2.40% |
60 Month |
$500 |
2.77% |
2.80% |
...help individuals to save money and plan for their retirement.
Account |
Minimum Opening & Minimum Deposit to Earn APY |
Interest Rate |
Annual Percentage Yield |
Management Account |
$100 |
2.50% |
2.52% |
18 month variable |
$500 |
1.49% |
1.50% |
18 month fixed |
$500 |
1.39% |
1.400% |
36 month |
$500 |
2.03% |
2.05% |
All Rates listed are subject to change without notice.
Federal Regulations on Certificates of Deposit may require an early withdrawal penalty.
*Rate may change for SMART, NOW, Money Market, and Statement Savings accounts after the accounts are opened and fees may reduce earnings
**Does not require a minimum deposit to earn the APY
Member FDIC